@article{afridi2018fewer,
  title={Why are fewer married women joining the work force in rural India? A decomposition analysis over two decades},
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  number={3},
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  year={2018},
  publisher={Springer}
}

@article{ohlan2013pattern,
  title={Pattern of regional disparities in socio-economic development in India: District level analysis},
  author={Ohlan, Ramphul},
  journal={Social indicators research},
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  year={2013},
  publisher={Springer}
}


@misc{manojjha,
  author       = {{Sansad TV}},
  title        = {Prof. Manoj Kumar Jha's Remarks | Discussion on Journey of 75 Years of Constitution of India},
  year         = {2024},
  howpublished = {YouTube video},
  note         = {Dec 18, 2024},
  url          = {https://www.youtube.com/watch?v=Wzg6MTRinns},
}


@misc{piketty2013capital,
  title={Capital in the Twenty-first Century [M] Harvard University Press},
  author={Piketty, Thomas},
  year={2013},
  publisher={August}
}

@article{saez2016wealth,
  title={Wealth inequality in the United States since 1913: Evidence from capitalized income tax data},
  author={Saez, Emmanuel and Zucman, Gabriel},
  journal={The Quarterly Journal of Economics},
  volume={131},
  number={2},
  pages={519--578},
  year={2016},
  publisher={MIT Press}
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@article{davies2021comparing,
  title={Comparing global inequality of income and wealth},
  author={Davies, James and Shorrocks, Anthony},
  journal={Inequality in the Developing World},
  pages={49--73},
  year={2021},
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@article{rodrik2013structural,
  title={Structural change, fundamentals, and growth: an overview},
  author={Rodrik, Dani and others},
  journal={Institute for Advanced Study},
  volume={23},
  year={2013}
}

@book{chancel2022world,
  title={World inequality report 2022},
  author={Chancel, Lucas and Piketty, Thomas and Saez, Emmanuel and Zucman, Gabriel},
  year={2022},
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@article{henderson2012measuring,
  title={Measuring economic growth from outer space},
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@article{asher2017politics,
  title={Politics and local economic growth: Evidence from India},
  author={Asher, Sam and Novosad, Paul},
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  volume={9},
  number={1},
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  publisher={American Economic Association 2014 Broadway, Suite 305, Nashville, TN 37203-2425}
}

@article{bhalla2024poverty,
  author    = {Bhalla, Surjit S. and Bhasin, Karan},
  title     = {Poverty in India over the Last Decade: Regional Disparities and Development Challenges},
  journal   = {Economic \& Political Weekly},
  year      = {2024},
  volume    = {59},
  number    = {28},
  pages     = {34--42},
  month     = {July},
  url       = {https://www.epw.in/journal/2024/28/special-articles/poverty-india-over-last-decade.html},
  note      = {Accessed November 16, 2024}
}


@misc{ft2024middleclass,
  author       = {{Financial Times}},
  title        = {India’s Middle Class and Low-Income Consumers Cut Spending as Costs Rise},
  howpublished = {\url{https://www.ft.com/content/79125b87-aee7-4dff-b941-8ed853ca218c}},
  note         = {Accessed: 2024-11-09},
  year         = {2024},
  publisher    = {Financial Times},
}

@book{mody2023india,
  title={India is broken: a people betrayed, independence to today},
  author={Mody, Ashoka},
  year={2023},
  publisher={Stanford University Press}
}


@article{topalova2010factor,
  title={Factor immobility and regional impacts of trade liberalization: Evidence on poverty from India},
  author={Topalova, Petia},
  journal={American Economic Journal: Applied Economics},
  volume={2},
  number={4},
  pages={1--41},
  year={2010},
  publisher={American Economic Association}
}

@book{kanbur2005spatial,
  title={Spatial inequality and development},
  author={Kanbur, Ravi and Venables, Anthony J},
  year={2005},
  publisher={OUP Oxford}
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@article{lessmann2014spatial,
  title={Spatial inequality and development—Is there an inverted-U relationship?},
  author={Lessmann, Christian},
  journal={Journal of development economics},
  volume={106},
  pages={35--51},
  year={2014},
  publisher={Elsevier}
}



Here are the BibTeX entries for the references included:

bibtex
Copy code
@book{piketty2014capital,
  title={Capital in the Twenty-First Century},
  author={Piketty, Thomas},
  year={2014},
  publisher={Harvard University Press},
  address={Cambridge, MA}
}

@article{wolff1998recent,
  title={Recent trends in the size distribution of household wealth},
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  journal={Journal of Economic Perspectives},
  volume={12},
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  pages={131--150},
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}

@book{atkinson2015inequality,
  title={Inequality: What Can Be Done?},
  author={Atkinson, Anthony B.},
  year={2015},
  publisher={Harvard University Press},
  address={Cambridge, MA}
}

@article{islam1995growth,
  title={Growth empirics: a panel data approach},
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  journal={Quarterly Journal of Economics},
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}

@article{mankiw1992contribution,
  title={A contribution to the empirics of economic growth},
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  publisher={Oxford University Press}
}

@article{temple1999new,
  title={The new growth evidence},
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  pages={112--156},
  year={1999}
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@incollection{durlauf2005growth,
  title={Growth econometrics},
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  booktitle={Handbook of Economic Growth},
  volume={1},
  pages={555--677},
  year={2005},
  publisher={Elsevier}
}

@article{caselli1996economic,
  title={Economic growth in a cross section of countries},
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}

@book{barro1991economic,
  title={Economic Growth and Convergence across the United States},
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@article{agarwal2024digital,
  title={Digital Payments and Consumption: Evidence from the 2016 Demonetization in India},
  author={Agarwal, Sumit and Ghosh, Pulak and Li, Jing and Ruan, Tianyue},
  journal={The Review of Financial Studies},
  volume={37},
  number={8},
  pages={2550--2585},
  year={2024},
  doi={10.1093/rfs/hhae005},
  url={https://doi.org/10.1093/rfs/hhae005}
}

@article{chodorowreich2020cash,
  title={Cash and the Economy: Evidence from India’s Demonetization},
  author={Chodorow-Reich, Gabriel and Gopinath, Gita and Mishra, Prachi and Narayanan, Abhinav},
  journal={The Quarterly Journal of Economics},
  volume={135},
  number={1},
  pages={57--103},
  year={2020}
}

@article{crouzet2023shocks,
  title={Shocks and Technology Adoption: Evidence from Electronic Payment Systems},
  author={Crouzet, Nicolas and Gupta, Apoorv and Mezzanotti, Filippo},
  journal={Journal of Political Economy},
  volume={131},
  number={11},
  pages={3003--3065},
  year={2023}
}

@article{das2015remoteness,
  title={Remoteness, urbanization, and India’s unbalanced growth},
  author={Das, Samarjit and Ghate, Chetan and Robertson, Peter E},
  journal={World Development},
  volume={66},
  pages={572--587},
  year={2015},
  publisher={Elsevier}
}

@article{chauvin2017different,
  title={What is different about urbanization in rich and poor countries? Cities in Brazil, China, India and the United States},
  author={Chauvin, Juan Pablo and Glaeser, Edward and Ma, Yueran and Tobio, Kristina},
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  volume={98},
  pages={17--49},
  year={2017},
  publisher={Elsevier}
}

@article{desa2020world,
  title={World social report 2020: Inequality in a rapidly changing world},
  author={DESA, UN},
  journal={New York, NY: Department of Economic and Social Affairs, United Nations},
  year={2020}
}

@misc{dubey2023cashless,
  title={Can Cashless Payments Spur Economic Growth?},
  author={Dubey, Tamanna Singh and Purnanandam, Amiyatosh},
  year={2023},
  note={Available at SSRN: \url{https://ssrn.com/abstract=4373602}}
}


@article{quah1996empirics,
  title={Empirics for economic growth and convergence},
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@article{bernard1996interstate,
  title={Interstate economic convergence},
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  journal={Journal of Political Economy},
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  number={2},
  pages={249--265},
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  publisher={University of Chicago Press}
}




@article{chetty2014where,
  title={Where is the land of opportunity? The geography of intergenerational mobility in the United States},
  author={Chetty, Raj and Hendren, Nathaniel and Kline, Patrick and Saez, Emmanuel},
  journal={Quarterly Journal of Economics},
  volume={129},
  number={4},
  pages={1553--1623},
  year={2014},
  publisher={Oxford University Press}
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@article{dingel2021cities,
  title={Cities, lights, and skills in developing economies},
  author={Dingel, Jonathan I and Miscio, Antonio and Davis, Donald R},
  journal={Journal of Urban Economics},
  volume={125},
  pages={103174},
  year={2021},
  publisher={Elsevier}
}

@book{atkinson1970,
  author    = {Atkinson, Anthony B.},
  title     = {On the Measurement of Inequality},
  year      = {1970},
  publisher = {Journal of Economic Theory},
  volume    = {2},
  pages     = {244-263}
}

@book{sen1992,
  author    = {Sen, Amartya},
  title     = {Inequality Reexamined},
  year      = {1992},
  publisher = {Harvard University Press},
  address   = {Cambridge, MA}
}



@article{demirgucc2009finance,
  title={Finance and inequality: Theory and evidence},
  author={Demirg{\"u}{\c{c}}-Kunt, Asli and Levine, Ross},
  journal={Annu. Rev. Financ. Econ.},
  volume={1},
  number={1},
  pages={287--318},
  year={2009},
  publisher={Annual Reviews}
}

@article{banerjee2021long,
  title={Long-term effects of the targeting the ultra poor program},
  author={Banerjee, Abhijit and Duflo, Esther and Sharma, Garima},
  journal={American Economic Review: Insights},
  volume={3},
  number={4},
  pages={471--486},
  year={2021},
  publisher={American Economic Association 2014 Broadway, Suite 305, Nashville, TN 37203}
}

@article{cole2009financial,
  title={Financial development, bank ownership, and growth: or, does quantity imply quality?},
  author={Cole, Shawn},
  journal={The Review of Economics and Statistics},
  volume={91},
  number={1},
  pages={33--51},
  year={2009},
  publisher={The MIT Press}
}

@article{madsen2018inequality,
  title={Inequality, financial development and economic growth in the OECD, 1870--2011},
  author={Madsen, Jakob B and Islam, Md Rabiul and Doucouliagos, Hristos},
  journal={European Economic Review},
  volume={101},
  pages={605--624},
  year={2018},
  publisher={Elsevier}
}

@article{mumtaz2017impact,
  title={The impact of monetary policy on inequality in the {UK}. An empirical analysis},
  author={Mumtaz, Haroon and Theophilopoulou, Angeliki},
  journal={European Economic Review},
  volume={98},
  pages={410--423},
  year={2017},
  publisher={Elsevier}
}

@article{mumtaz2020monetary,
  title={Monetary policy and wealth inequality over the great recession in the UK. An empirical analysis},
  author={Mumtaz, Haroon and Theophilopoulou, Angeliki},
  journal={European Economic Review},
  volume={130},
  pages={103598},
  year={2020},
  publisher={Elsevier}
}

@article{ji2023dynamic,
  title={Dynamic bank expansion: spatial growth, financial access, and inequality},
  author={Ji, Yan and Teng, Songyuan and Townsend, Robert M},
  journal={Journal of Political Economy},
  volume={131},
  number={8},
  pages={2209--2275},
  year={2023},
  publisher={The University of Chicago Press Chicago, IL}
}

@article{banerjee2007economic,
  title={The economic lives of the poor},
  author={Banerjee, Abhijit V and Duflo, Esther},
  journal={Journal of economic perspectives},
  volume={21},
  number={1},
  pages={141--167},
  year={2007},
  publisher={American Economic Association}
}

@article{beck2010big,
  title={Big bad banks? The winners and losers from bank deregulation in the United States},
  author={Beck, Thorsten and Levine, Ross and Levkov, Alexey},
  journal={Journal of Finance},
  volume={65},
  number={5},
  pages={1637--1667},
  year={2010},
  publisher={Wiley Online Library}
}

@article{azam2018spatial,
  title={Spatial income inequality in India, 1993--2011: A decomposition analysis},
  author={Azam, Mehtabul and Bhatt, Vipul},
  journal={Social Indicators Research},
  volume={138},
  pages={505--522},
  year={2018},
  publisher={Springer}
}

@article{somanathan2021impact,
  title={The impact of temperature on productivity and labor supply: Evidence from Indian manufacturing},
  author={Somanathan, Eswaran and Somanathan, Rohini and Sudarshan, Anant and Tewari, Meenu},
  journal={Journal of Political Economy},
  volume={129},
  number={6},
  pages={1797--1827},
  year={2021},
  publisher={The University of Chicago Press Chicago, IL}
}

@article{chetty2022social,
  title={Social capital I: measurement and associations with economic mobility},
  author={Chetty, Raj and Jackson, Matthew O and Kuchler, Theresa and Stroebel, Johannes and Hendren, Nathaniel and Fluegge, Robert B and Gong, Sara and Gonzalez, Federico and Grondin, Armelle and Jacob, Matthew and others},
  journal={Nature},
  volume={608},
  number={7921},
  pages={108--121},
  year={2022},
  publisher={Nature Publishing Group UK London}
}

@article{chiu2018welfare,
  title={On the welfare effects of credit arrangements},
  author={Chiu, Jonathan and Dong, Mei and Shao, Enchuan},
  journal={International Economic Review},
  volume={59},
  number={3},
  pages={1621--1651},
  year={2018},
  publisher={Wiley Online Library}
}

@article{beck2007reaching,
  title={Reaching out: Access to and use of banking services across countries},
  author={Beck, Thorsten and Demirguc-Kunt, Asli and Peria, Maria Soledad Martinez},
  journal={Journal of Financial Economics},
  volume={85},
  number={1},
  pages={234--266},
  year={2007},
  publisher={Elsevier}
}

@article{schwert2018bank,
  title={Bank capital and lending relationships},
  author={Schwert, Michael},
  journal={The Journal of Finance},
  volume={73},
  number={2},
  pages={787--830},
  year={2018},
  publisher={Wiley Online Library}
}

@misc{south2020cursed,
  title={The Cursed Blessing of Public Banks. 2020},
  author={South Asia Economic Focus, Spring},
  year={2020}
}

@article{cole2009fixing,
  title={Fixing market failures or fixing elections? Agricultural credit in India},
  author={Cole, Shawn},
  journal={American Economic Journal: Applied Economics},
  volume={1},
  number={1},
  pages={219--250},
  year={2009},
  publisher={American Economic Association}
}

@article{alkire2011counting,
  title={Counting and multidimensional poverty measurement},
  author={Alkire, Sabina and Foster, James},
  journal={Journal of Public Economics},
  volume={95},
  number={7-8},
  pages={476--487},
  year={2011},
  publisher={Elsevier}
}

@article{cattaneo2023guide,
  title={A guide to regression discontinuity designs in medical applications},
  author={Cattaneo, Matias D and Keele, Luke and Titiunik, Rocio},
  journal={arXiv preprint arXiv:2302.07413},
  year={2023}
}


@article{greenwood1990financial,
  title={Financial development, growth, and the distribution of income},
  author={Greenwood, Jeremy and Jovanovic, Boyan},
  journal={Journal of Political Economy},
  volume={98},
  number={5, Part 1},
  pages={1076--1107},
  year={1990},
  publisher={The University of Chicago Press}
}

@article{gibson2021night,
  title={Which night lights data should we use in economics, and where?},
  author={Gibson, John and Olivia, Susan and Boe-Gibson, Geua and Li, Chao},
  journal={Journal of Development Economics},
  volume={149},
  pages={102602},
  year={2021},
  publisher={Elsevier}
}

@article{prakash2019criminally,
  title={Do criminally accused politicians affect economic outcomes? Evidence from India},
  author={Prakash, Nishith and Rockmore, Marc and Uppal, Yogesh},
  journal={Journal of Development Economics},
  volume={141},
  pages={102370},
  year={2019},
  publisher={Elsevier}
}



@article{rajan1998financial,
  title={Financial dependence and growth},
  author={Rajan, Raghuram G and Zingales, Luigi},
  journal={The American Economic Review},
  volume={88},
  number={3},
  pages={559},
  year={1998},
  publisher={American Economic Association}
}

@article{kroszner2007banking,
  title={Banking crises, financial dependence, and growth},
  author={Kroszner, Randall S and Laeven, Luc and Klingebiel, Daniela},
  journal={Journal of Financial Economics},
  volume={84},
  number={1},
  pages={187--228},
  year={2007},
  publisher={Elsevier}
}

@article{beyer2020district,
  title={District-level convergence and public banks in India},
  author={Beyer, Robert and Yamada, Takahiro},
  journal={Available at SSRN 3818578},
  year={2020}
}

@book{atkinson2015inequality,
  title={Inequality: What can be done?},
  author={Atkinson, Anthony B},
  year={2015},
  publisher={Harvard University Press}
}

@book{piketty2014capital,
  title={Capital in the twenty-first century},
  author={Piketty, Thomas},
  year={2014},
  publisher={Harvard University Press}
}

@article{chanda2020shedding,
  title={Shedding light on regional growth and convergence in India},
  author={Chanda, Areendam and Kabiraj, Sujana},
  journal={World Development},
  volume={133},
  pages={104961},
  year={2020},
  publisher={Elsevier}
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@article{lamba2020dynamism,
  title={Dynamism with incommensurate development: The distinctive {Indian} model},
  author={Lamba, Rohit and Subramanian, Arvind},
  journal={Journal of Economic Perspectives},
  volume={34},
  number={1},
  pages={3--30},
  year={2020},
  publisher={American Economic Association 2014 Broadway, Suite 305, Nashville, TN 37203-2418}
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@article{crawford2018asymmetric,
  title={Asymmetric information and imperfect competition in lending markets},
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  volume={108},
  number={7},
  pages={1659--1701},
  year={2018},
  publisher={American Economic Association 2014 Broadway, Suite 305, Nashville, TN 37203}
}

@article{pastor2021inequality,
  title={Inequality aversion, populism, and the backlash against globalization},
  author={P{\'a}stor, L'ubo{\v{s}} and Veronesi, Pietro},
  journal={Journal of Finance},
  volume={76},
  number={6},
  pages={2857--2906},
  year={2021},
  publisher={Wiley Online Library}
}

@article{rajan2011land,
  title={Land and credit: A study of the political economy of banking in the United States in the early 20th century},
  author={Rajan, Raghuram G and Ramcharan, Rodney},
  journal={Journal of Finance},
  volume={66},
  number={6},
  pages={1895--1931},
  year={2011},
  publisher={Wiley Online Library}
}

@article{ait2021model,
  title={A model of endogenous financial inclusion: Implications for inequality and monetary policy},
  author={Ait Lahcen, Mohammed and Gomis-Porqueras, Pedro},
  journal={Journal of Money, Credit and Banking},
  volume={53},
  number={5},
  pages={1175--1209},
  year={2021},
  publisher={Wiley Online Library}
}

@article{demirgucc2009finance,
  title={Finance and inequality: Theory and evidence},
  author={Demirg{\"u}{\c{c}}-Kunt, Asli and Levine, Ross},
  journal={Annu. Rev. Financ. Econ.},
  volume={1},
  number={1},
  pages={287--318},
  year={2009},
  publisher={Annual Reviews}
}

@article{suesse2020rural,
  title={Rural transformation, inequality, and the origins of microfinance},
  author={Suesse, Marvin and Wolf, Nikolaus},
  journal={Journal of Development Economics},
  volume={143},
  pages={102429},
  year={2020},
  publisher={Elsevier}
}

@article{erauskin2019international,
  title={International financial integration and income inequality in a stochastically growing economy},
  author={Erauskin, I{\~n}aki and Turnovsky, Stephen J},
  journal={Journal of International Economics},
  volume={119},
  pages={55--74},
  year={2019},
  publisher={Elsevier}
}

@article{altunbacs2020finance,
  title={Finance and income inequality revisited},
  author={Altunba{\c{s}}, Yener and Thornton, John},
  journal={Finance Research Letters},
  volume={37},
  pages={101355},
  year={2020},
  publisher={Elsevier}
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@article{agnello2012financial,
  title={Financial reforms and income inequality},
  author={Agnello, Luca and Mallick, Sushanta K and Sousa, Ricardo M},
  journal={Economics Letters},
  volume={116},
  number={3},
  pages={583--587},
  year={2012},
  publisher={Elsevier}
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@article{durlauf1996theory,
  title={A theory of persistent income inequality},
  author={Durlauf, Steven N},
  journal={Journal of Economic growth},
  volume={1},
  pages={75--93},
  year={1996},
  publisher={Springer}
}

@article{bazillier2021structure,
  title={Structure of income inequality and household leverage: Cross-country causal evidence},
  author={Bazillier, R{\'e}mi and H{\'e}ricourt, J{\'e}r{\^o}me and Ligonni{\`e}re, Samuel},
  journal={European Economic Review},
  volume={132},
  pages={103629},
  year={2021},
  publisher={Elsevier}
}

@article{contreras2023effect,
  title={The effect of bank failures on small business loans and income inequality},
  author={Contreras, Salvador and Ghosh, Amit and Hasan, Iftekhar},
  journal={Journal of Banking \& Finance},
  volume={146},
  pages={106690},
  year={2023},
  publisher={Elsevier}
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@article{d2019banking,
  title={Banking development, socioeconomic structure and income inequality},
  author={d’OnOFriO, AlexAndrA and Minetti, Raoul and Murro, Pierluigi},
  journal={Journal of Economic Behavior \& Organization},
  volume={157},
  pages={428--451},
  year={2019},
  publisher={Elsevier}
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@article{delis2014bank,
  title={Bank regulations and income inequality: Empirical evidence},
  author={Delis, Manthos D and Hasan, Iftekhar and Kazakis, Pantelis},
  journal={Review of Finance},
  volume={18},
  number={5},
  pages={1811--1846},
  year={2014},
  publisher={Oxford University Press}
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@article{badarinza2019household,
  title={The household finance landscape in emerging economies},
  author={Badarinza, Cristian and Balasubramaniam, Vimal and Ramadorai, Tarun},
  journal={Annual Review of Financial Economics},
  volume={11},
  pages={109--129},
  year={2019},
  publisher={Annual Reviews}
}

@article{gupta2023disentangling,
  title={Disentangling the Effects of Financial Inclusion on Household Well-Being},
  author={Gupta, Nandini and Sedai, Ashish},
  journal={Available at SSRN 4393250},
  year={2023}
}

@article{ang2010finance,
  title={Finance and inequality: the case of India},
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@article{cramer2020bank,
    author = {Cramer, Kim Fe},
    title = {Bank presence and health},
    journal = {Review of Finance},
    volume = {29},
    number = {5},
    pages = {1497-1535},
    year = {2025},
    month = {06},
    abstract = {This article examines whether more bank presence in underserved areas can improve households’ health. Leveraging a 2005 Reserve Bank of India policy and a regression discontinuity design, I demonstrate that 5 years post-policy, treatment districts have twenty-seven more bank branches than control districts. This expansion increases household employment and access to savings accounts, enhancing health investments. On the healthcare supply side, hospitals utilize more credit and expand services. Six years after the policy, households in treatment districts are nineteen percentage points less likely to suffer from non-chronic illnesses in a given month. Chronic diseases remain unaffected.},
    issn = {1572-3097},
    doi = {10.1093/rof/rfaf032},
    url = {https://doi.org/10.1093/rof/rfaf032},
    eprint = {https://academic.oup.com/rof/article-pdf/29/5/1497/63606657/rfaf032.pdf},
}





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